When things pull back they do too.Debt is the circulatory engine of the economyGino

Do you find that most nurses you work with bring their own car, or mostly stick to walking?

Everything he teaches about personal finances (budgeting, car loans, credit cards, etc.) is spot on.

And yes we get a deal when we contract for 90 house plans we pay 2100.00 per plan and that include engineering.

Net Income: 100k~ depending on overtime workedHere is a breakdown of the potential property we would be looking at buying as a long term investment. 3 Bedroom, 1 Bath, 1000sqft, attach single car garage, fully fenced property, needs no work and would be in a state of immediate ready to rent.Purchase Price: $289,90020% Down payment: $57,980Mortgage Rate: 4.5% Amortization: 25 YearsProperty Tax: $3185 annuallyBi-weekly Mortgage Payment: $592Rental Details:Monthly Rent: $2600Mortgage: -$1184/monthProperty Manager: -$260/monthLandlord Insurance: -$105/monthProperty Tax: -$265/month15% Put Away: -$390Leftover: $396Does something like this make sense to jump on?

Granite or Quartz on all counter tops including bathrooms.. our up stairs is 9 foot.. and our single levels are 10 foot to 14 foot which NO other builder does in a subdivision type build only custom homes over 1 mil would have that.. flooring is engineered hard wood.. custom cabinets with soft close on all doors in the house..

There are many times the architect/engineer gets busy doing other jobs and forgets your plans at the city or delays picking them up/making corrections 4.

These are typically 'non english-speaking' neighborhood so to speak for political correctness. so parking while already become a problem, but adding ADU in that neighborhood would not become a problem because 'everyone knows each other' everyone has their own unit.But that ADU thing, is bit uncommon in 'english-speaking neighborhood' LOL, so that's where "some" people is complaining about parking space and so on and so on when one home is building ADU.For me, I prefer to have ADU on the hill side, now we have 15 car space and from one neighbor to next neighbor is like quite distant.

I have not seen any "main stream" versions of this just back country engineering but it's a solid concept and works well. 

If you decide to have a great car, great house, great everything you will be in debt like everyone else.3.