There are some institutions that allow you to use both W2s and Bank Statements to qualify if you hold a side business of some sort. 

Mike - Good point, I guess it is all about perspective.Nick - I guess it is an effective tactic for the institution but not good for the buyer...Russell - Good point that the agent should know the market and other agents operating in it.

But the more he advances, the more he seems to do too much business, which is too much for his level and should only be executed by an institution with a higher risk/reward attitude.An investment syndication that a single person is leading,  is no longer an interest to me.

May be a good idea to get another quote in case.However, most institutional lenders have trouble lending in VT, so I presume options are limited.

These investors are typically large financial institutions looking for safe, predictable returns, such as pension funds, insurance companies, and banks.Key concepts to understand in economics and finance are risk and reward.

It's being rented by a social worker in Royal Oak

They can provide insights into the pace of sales, pricing trends, and how much competition you might face from institutional buyers.Ultimately, the decision to buy a home should align with your personal and financial goals.

@Ashni Modi here's just a few of the major investments happening in Detroit$2.5B New Center by Henry Ford Health, Pistons owner and Michigan State Universityhttps://www.clickondetroit.com/news/local/2023/02/08/incredible-investment-in-our-city-25b-detroit-neighborhood-redevelopment-to-begin-in-2024/$1.5B Investment, 12,000 temp jobs, 6,000 New Jobs: District Detroit Developmenthttps://www.detroitnews.com/story/business/2022/11/15/district-detroit-1-5b-development-to-include-housing-retail-hotels/69649853007/$1.4B Total as Hotel Added to Hudson Sitehttps://www.detroitnews.com/story/business/2023/11/02/hudsons-site-hotel-plans-move-ahead-as-city-issues-permit/71426631007/$439M Gilbert Foundation investment in Detroithttps://www.henryfordmsu.org/news/september-2023/gilbert-family-foundation-announces-nick-gilbert-neurofibromatosis-research-institute

Many large financial institutions are fond of the build-to-rent industry because demand for housing is strong and because new constructions require less maintenance and are a more predictable investment than older homes.

Most institutional lenders are going to require 25% or more down on such a property, so that might be a struggle for you based on your post.