Who has been your best experience with Non QM HELOC LONAS bank Statements

[Gabriel Ortega]

I been investing since 2017 and my rental income is 100% of my income. I have found that getting a heloc on my primary has been an issue when review w2s as my dti is over the requirements. This got me looking into 24 month Bank statement Non QM loans to help my financing. I have looked into Angle Oak and Truss Financial. Who dose Non qm HELOC loans and what Bank have you had great experience with? thanks!

[AJ Wong]

Hi Gabriel..I've been in and around loans since 2003..we work closely with our lending partner that actually can provide HELOC or fixed second loan using a variety of income including bank statements..I think you can go up to 80%-85% on a primary using bank statement on a second lien position. You can also use P&L. Check in with @Joseph Chiofalo he is a close trusted friend and strategic lending partner of 20+ years. Good luck!