Those are 3 days, involve a bus tour and more.

When people take advice on here, they need to consider all things involved and not run with one perspective.

However I am struggling to understand and evaluate the risks involved with cash out refinancing 2-5 years down the line.

Whether you're interested in residential properties, commercial spaces, or real estate investment trusts (REITs), there are various strategies and approaches to consider.Real estate investing also involves understanding market trends, economic indicators, and demographic shifts.

As far as the sale of a property with a mortgage on it, that all gets sorted out at close. ie, you bring your money, the bank gets what they have coming, the realtor gets what they have coming (if there's one involved) and the seller gets the rest.

You are correct, however I was clarifying if the ask involved trying to figure out a persons’ citizenship like asking for a the person’s green card in addition to or in place of. 

In this era of increased rates, obtaining properties that will produce a good return are harder to find and often involve quite a bit of work.  

In addition, you still need to meet the IRS requirements for material participation in each property or elect to group themBased on what you say it sounds like it would be challenging for you and your wife to meet these requirements unless she gets involved in more real estate activities that qualify for REPS hours. ...

There is so many ways it can go wrong and being a greater negative for parties involved. 

Creative financing doesn't involve the bank, the appraiser, the inspector or concessions generally speaking.