Some ARMs use it as the index basis for adjustment, too.If I'm in a day-trading mood because I'm ignoring my own advice about day-trading (the same way most folks ignore their own advice haha), I'll look at where the 10 year tnote closed on the East Coast as a sneak peek for where rates might be tomorrow morning, and still have 3 hours left (CA time zone in a CA headquartered company, baby) to decide if I want to lock today or wait until tomorrow.

@Rosie Mirabal @Charissa Mood I am in the same boat.

(It's Saturday and I'm in a good mood).Never form a Partnership based on friendship, relationships, or any reason where both (all) partners have the same strengths and weaknesses.  

I'm not really in the mood to play landlord, but it might be easier to get a tenant than a buyer.

@Charissa Mood, every broker will have their own policies and may be willing to negotiate on different terms. 

Nothing kills the mood like the smell of poo.

A lot of your posts are "I can't, I don't want, I can't, you're at the end of your rope, you can't eat, etc" and this negative outlook is only going to drag you down more and worsen your mood.

Trying to lighten the mood of the forum a little here! 

i would bake her some fresh toll house cookies to soften her mood .

I can’t believe the seller let you hold their property under contract for 9 months  As jay said, as long as you’re willing to pay $10-$20k to a lawyer to get this deal and the court is in a good mood and it’s not her primary residence with no where for her to go, you might win.