He would need to find a place to live,which would take money off the table for collateral in his next deal.

Working horrible job, living horrible, no golden streets of opportunity found.

However, if you are profiting over 6 figures, the property might be too expensive to live in order to truly house hack.

We bought for my mother to live in.

You said that you are applying for an FHA loan so it sounds as though you'd be living in one unit. 

Let them know how much you enjoy living in the home and mention that you’re planning to buy your own property in 2025.

First: Can you commit to living there for at least two years?

I live in Lanham, I am new to Real Estate Investing and looking to connect with local investor.

Was it for a place to live for work before they found a permanent location or was it used for someone wanting to stay in the area as a 2nd home for the winter months?

You will need to provide an explanation of the circumstances surrounding the BK every time you apply for credit, apply for a job, apply for a bank account, etc.Bottom line is if you’re working day labor type jobs for small companies and live on a cash basis it might not affect anything.