I can already see the Spaceport of the amazing spaceship "Enterprise" in the near distance, out in one of our beautiful and magical deserts (if you haven't seen the movie, it's awesome).

The California Bureau of Real Estate http://www.dre.ca.gov/ governs unlicensed persons who have performed acts which require a real estate license.

You are entitled to a free copy of credit report once a year (from each bureau) but the only way to really know your "score"- the magic number the lenders use- is to go to myfico.com and pay for it .It doesn't sound to me that you're in that bad a position, actually!

It is simple CRM without all of the distractors that many enterprise systems offer.

I'm humbled by many of the stories I've read on this forum so far and hope to learn as much as possible from all of the driven and enterprising people on BP.James

The exceptions seem to be if a person buys a radio, television, or cable enterprises (475.011(6)) or the person is an employee of a public utility (475.011(3)).

Sounds like this bank is dropping out of the residential mortgage market because of Dodd - Frank and/or the Consumer Finance Protection Bureau.

The California Bureau of Real Estate has a list of 'acceptable documents to establish alien status' when applying for the licence.

Search the US Census, Bureau of Labor Statistics, City Data.com, Local Chamber of Commerce, city and county economic development depts.

In this regard, we can use the Census Bureau data to see how many homes are just sitting vacant, owner occupied or being rented.