Washer and Dryer  - My parents had a washer once they did not use back in the 90s - I plan to add a washer and dryer in the basement with the stipulation that if the washer and dryer breakdown  I will not replace in the lease .

There are stipulations with using this money, but they can explain more. 

I'm trying to use the VA Home Loan to purchase a multi family property in Las Vegas, and I know that there is some kind of stipulation in which I can claim the income from the units toward my application.

@Jon Arsenault, It's actually a very good thing as long as there are not any extra stipulations requiring you to allow extra time for them to complete their sale that starts the 1031. 

One goes or they both go but they can't both stay.I have a "Remove Tenant" addendum that stipulates who is leaving, when they are leaving, that they give up all rights and responsibilities to the property, and that the deposit remains with me so they have to negotiate finances on their own.

To my knowledge, FHA loans stipulate owner occupation.

Both of these options do require that you have some education on the process of purchasing a mobile home park and understand what sort of contingencies and stipulations should be in the contract. 

You made an agreement to borrow from and pay back to the bank $410k - there is no stipulation on how that relates to true home value.

I do this all the time (though I have a stipulation in my offers that says I may switch from cash to financing).Essentially, you'll want to let the listing agent and the closing attorney know ASAP that you're switching to financing, and also let the listing agent know that if the financing doesn't come through in time for the close that you'll close with cash (this will make her more comfortable).Ultimately, the closing attorney is going to need a contract amendment that says you're switching to financing, and the seller will have to sign it.

@Alan Berlin,  you must give notice within the timeframe stipulated in your lease (at least 30 days) or as stipulated within the local rent control ordinance, if any.