Lastly, I started doing this with all of my crews but each person on site must sign a hold harmless agreement that they are responsible for insuring their own bodily harm and are responsibly for caring their own insurance. 

If you buy all your investments in a small region, ALL of your investments are at risk from anything harmful that might happen in that region.  

Hey @Caleb Heimsoth maybe I worded it wrong but my thought process was that the possibility of a market crashing would harm incomes for various people thus, it would be difficult for them to keep up with rent. 

Can Landlord send collection letter to work place?

If you are always the MANAGER, you always have a third party to defer to, and bingo, declination, no harm, no foul.Forget about telling the guy off--he's already a jerk, so pity the fool!

That being said, I have never denied a colleague request - what harm could approving a colleague request possibly do to a member?

Sometimes situations like this result in a tenant change as soon as it can be done without harm to you.

Does "fighting fires" constitute using a $20 fire extinguisher to extinguish a small grease fire that would have burned down the unit and possibly other units, potentially harming all tenants?

Absolutely no harm in asking.

If someone puts in a mistaken record and a person is harmed how do things get correct?