Do I need any special homeowners insurance to cover the tenant if anything happens to them with water sports or otherwise?

Bikes that sell as low as $100 to $500 as mass-market bikes (sold by such chains as Big 5 Sporting Goods, Dick’s Sporting Goods, and Walmart) have mostly sold out.

The idea is that once the kids are in the midst of after school activities, sports, etc, we'll be able to be there for all of it, and spend summers together as a family.

'To use a sports analogy - what positions am I missing/not considering for us to be set up for our best chances at success in your opinion?

I know golf as a sport has declined over the past few years, but with the world changing maybe outdoor sports such as golf will see a renaissance. 

It might not be a productive use of my time but it will be more entertaining than listening to the same old boring news and/or sports radio.

IMO, Breckenridge has it all of you want access to a vast trail system (all seasons/sports), recreation paths, events, and a walkable/bikeable lifestyle downtown.

Sports..

When we go out to eat, enjoy leisure activities, or pay for travel sports- they know it is partly because of the buildings.

Added to these problems are small business' closing, kids not going to school, no children sports being played, not as many family gatherings, not as many people eating out, hotel stays, travel, and the list goes on and on.