Was this close to quitting and calling somebody up, so I can relax and drink beer on the couch instead, but a good pipe wrench and better quality fittings (brass) did the job.

Seeing people that have the freedom to do what they want and my family are my why.When I see people have the freedom to see it’s going to snow for the next 4 days and hop on an airplane to Florida to golf and relax.

@Anish Tolia I am the same, it is a very peaceful and relaxing life!

I'm not saying no one ever gets set up - I suspect there's a decent number of movie stars, sports athletes, and other "famous" people that end up with settlements over BS - but unless you're using a pseudonym here, there's a good chance you're nobody just like the rest of us and no one knows you have anything nor wants your stuff, so you can probably relax. 

Capital Expenditures are defined as expenses that add to the value or useful life to a property.Repairs are expenses that keep property in an ordinary efficient operating condition and do not add to its value or appreciably prolong its useful life.Land improvements are those betterments, improvements and site preparations that ready land for its intended use.

Credit standards for those are more relaxed than conventional loans.

He's a REI specialized tax pro, long time BP member, investor. 

The further we get from  the crash the more relaxed lenders and guidelines are getting.

They may not appreciate you pointing out their "relaxed approach" to property ownership. 

If a person only has enough monthly income to cover their expenses, this payoff method won't help them much (it may even prolong the payoff a bit).