Find  direct dealer for Southern Rose/ MGM, they are made in Hendersonville

Your credit report can say that you're a crack dealer that lives in Antarctica with 20 credit inquiries, and I can still loan you a million dollars at a very appealing rate. 

I know a couple of “foreclosure dealers” but I do not dare to recommend openly.

It's the story of a young guy who tries to make a living as a massage therapist to feed his family and his bold high school buddy who shows back up in his life and just got started as an arm's dealer serving the US military.https://www.youtube.com/watch?

I have been burned my little old ladies, ordained ministers, god fearing people, drug dealers and everything in between.

Next time you spend 25K on a car call a dealer in another state and buy it over the phone, sight unseen and wait 3-6 months to receive the car.  

They are a broker dealer.

Find a good carpet dealer who can replace on very short notice, choose a stanard carpet to use, and handle it on a case by case basis.

You should be discussing these terms with your Broker-Dealer.

I put a car on a credit card once because the credit card company offered me a crazy low interest rate that was lower than the dealer financing.