Insurance broker's can offer you the benefit of shopping with multiple insurance carriers to determine the best cost for your Property and Casualty Insurance.If you have personal property in the house i.e appliances being rented with the property make sure you also have your broker provide you with business personal property coverage.

If your property is sub par you'll be denied or placed with a higher risk carrier (ie pay more). 

I am looking for a landlords policy... my current carrier pulled out of my state. 

I spend a lot of time trying to help them get their carrier started and time is money so I think that is a far way to start out.

That may be another reason why he is waiting on an estimate from his insurance carrier and their contractor. 

Refunds are sent to the mortgage company, and then the mortgage company pays the new carrier.

(This would have stopped the fire you had, so it shows you're learning from the situation.)Doing those things allows your broker to present a case to carriers that you're going to be less of a risk now that you've had a loss.  

I do not have experience with 360 insurance and to be honest I have never heard of them, but with so many carriers out there that doesn't mean it's a bad company. 

When you purchased the property in YOUR personal name, you (persoanlly) were listed along with the lien holder as the insured, and now that the entity is the owner, the policy beneficiary needs to be your entity and not you, otherwise, the insurance carrier could deny a claim as YOU personally do not own the property anymore.

In the meantime they want me to file a claim with my insurance carrier when I owned the building for the recent damages