Darrick P. as many suggest get a party involved that knows what they are doing which can be a licensed originator and/or attorney.In the interim to give you a better example of a better instrument you can always review what the big boys use (Fannie Mae/Freddie Mac) here is a link, you would review the Multistate Note.http://www.freddiemac.com/uniform/doc/3200-MultistateFRNote.doc

That being said the end buyer &/or the potential buyer of my property may think twice from buying if severe drug dealing, street prostitution & gunshots are constantly in motion in those areas.

An option does not convey such an interest in some states and you can get into filing false liens, even though it is a federal issue under the Uniform Commercial Code.

scott, they sell motion activated water sprinklers.

Commercial loans are not sold to Fannie/Freddie.So, if you transfer title to a business entity, the lender wants the business to get a commercial loan and pay off the consumer loan.Now, if the purpose of the transfer was solely for lawsuit protection, then the lender can have the transfer unwound by the court on the grounds that the transfer is an attempt to shelter assets from creditors and as such is a violation of the Uniform Fraudulent Transfer Act.

This was a huge mistake.Your client should have immediately filed for eviction and given notice.This is a common tactic by tenants to gain more time.They will say they will have the rest of the money in a week for rent or they will move by a certain date etc.They rarely have the money and rarely move by the promised date.So by filing eviction at first contact you have the process in motion to get them out.If they move by that promised date great but if they try to make up some junk the marshalls will be coming out soon to throw the junk out.Your clients just need to file so the tenant knows the count down has begun.No legal advice

You know it's addictive when you think you kicked the habbit but you relapse and, oh wait a minute, there's an ambulance in my driveway....what, two guys in white uniforms, they are holding some kind of jacket it looks like.....I think I better go.......

It means that you'll keep having a job mowing grass that grows, and you won't have to just go through the motions to get billable time :)

If you had to, you could file a motion to intervene and ask for the court to set the amount of redemption. 

They have been uniformly frustrated, unsuccessful, and engaged in bitter arguments with BP members pointing out the shortcomings of their offering, or the perceived shortcomings of their related qualifications.