Barring a war or major interruption in oil production in the middle east, I am hoping for a gradual recovery, but I am not convinced we are out of the woods yet on a bust cycle. 

The reason you keep hearing references to controlling spending is because of simple math:Income-expenses=savingsSavings is what builds net worth, through investing.People say increase income, but no matter how high your income, if your spending is greater, you will go deeper in debt.That is why there are movie stars, athletes and lottery winners who go bankrupt.

You should go after AirBnB to recovery your money you are out.

One of my other business ventures is a bail bond business so I’m all to aware of the price addiction pays on families and society.I  would just like people to have a path to recovery.  

Only the top 1% of athletes make it to the professional leagues.

The March draw back to recovery timeline was almost impossible to speculate.

And you know what the recovery rate for the coronavirus is, according to the Johns Hopkins University website?

With small businesses having 12-24 months of recovery ahead, that could cause them to be in the red each month...not raise wages...i.e. people have even less money than before. ...if commercial prices go into a recession, which could cause commercial properties to sit abandoned and not be enticing for new tenants. 

The recovery truly has been amazing.

Fortunately he made a full recovery but the stress it gives once you know you have the virus is unbelieavable.