My belief is that the biggest risk is not taking none at all.

So my belief is the cause and effect is more likely in the reverse direction: RE is rising so interest rates rise. 

I have some limiting beliefs about them, since they are available to EVERYONE online, I assume they are more saturated than the in person auctions.

I am big on the idea of financial independence and generally hold the belief that assets trump income and potentially lack of credit.As part of the check process, should I ask to see bank statements or a proof of funds letter from a bank, in addition to the smartmove check?

She had no belief in herself.

You have some good and a little misguided information on here, but it first of all depends on your investment strategy which I don't recall you sharing.

It's my belief that is is probably 6-8 months on average for the first deal to happen.

I am not a tax expert or a cpa but it is my belief that Heloc on the House is no longer a deductible expense.  

There's that part of me that (naively) holds on to the belief in people's altruism....and I don't even like tie dyes:)  Your point on "Maybe you found his specific niche education is not the path for you.." resonated with me.  

Never allow "limiting beliefs" to enter your mind; Spoken from some true REI hero's who preach "How can I accomplish ........," not "I can't accomplish ......