Everyone is looking for the golden nugget property.

She got a golden parachute as well.

Yes ADU is a big deal in our area.only issue is you need full building permit for it which can run 20 to 35k just the ADU.. and at the .05% rule which is how our investeors that buy rentals buy them.. a 1000 dollar rent adu adds 200k value.. and if you can build it for 120 to 150 or less then your golden right ?

I you look at short windows over the past 90 years, gold managed the worse part of the crisises goldenly. 

Golden rule in negotiations is don't be the first to talk price.  

But there is a MUCH, MUCH deeper side to this that those who are rich and from the Golden State fail to realize.That cashflow in 'flyover country' is cashflow today.  

There are no golden egg pills, just hard work!

The most important thing for every investor to get you through your first fix and flip deal or 100 th deal comes down to experience and credit.The higher the credit the better pricing terms are.Usually higher credit less down payment to bring to table.Lower the credit higher down payment to bring to the table.Experience is the icing on the cake and can overcome credit issues in most cases because the lender can see that you know ehat your doing.However if credit is to low or negative the pricing may still be a little higher relative to what a prime borrower will get with significant experience and credit.So all in all its a sliding scale credit plus experience is the golden ticket for prime pricing and the most leverage.If either of these are not ideal...No problem pricing changes where you may be charged higher interest relative to a prime borrower or have to bring money down or pay monthly interest.Its all relative to your deal and scenario and gameplan.

I want to be FI to invest more in my family (kids & grandkids), provide for our golden years and to make sure my wife is taken care of when I die.

In reality, if they had paid the new rent, it would have taken our situation from break-even to profitable and we probably would have left them alone and bought ourselves another house.For Berkeley, it's my understanding that SFH as well as "Golden Duplexes" are exempt from rent control with no rent increase cap.