Lender’s have reserve requirements they are obligated to have for loans on properties in which they initiate foreclosure procedures on.OR YOU COULD SAY THIS:In fact, it could be argued, once they create a pattern of accepting my payments, they can’t even accelerate the Due-on-Sale clause.OR YOU COULD SAY THIS:Yes, it is.

Lender’s have reserve requirements they are obligated to have for loans on properties in which they initiate foreclosure procedures on.OR YOU COULD SAY THIS:In fact, it could be argued, once they create a pattern of accepting my payments, they can’t even accelerate the Due-on-Sale clause.OR YOU COULD SAY THIS:Yes, it is.

First letter is a simple yellow, second is a long yellow, third is a post card. then repeat the pattern for 12 months.NEVER remove the owner unless they sell to you.

When I was in residential back in the boom times helping home buyers we could get tri-merge credit reports pulled for free.It was typical for each agency to not have some information.The reason is for instance a person might apply for credit to a company based in Cali and they might only report to Trans Union.So the negative could show on Trans Union and not on Equifax and vice versa.This is why lenders use the middle credit score out of the 3 agencies for lender loans for an average.I have seen judgements and bankruptcies and collections show up on one agency and not others.So if a tenant was paying in California but moved here and defaulted and Trans Union showed clean and Equifax would report judgements by apartments here but I never saw it that would be a big deal.This is why being in Georgia why I want all 3 agencies.I don't care so much about past due credit cards as I do about judgements and stiffing other landlords and showing a pattern etc.Isn't there a landlord service to pull all 3 credit agencies??

Be polite, smile when you speak, build rapport, mirror their tonality and speech patterns.... but most importantly; LISTEN to what they're saying to you.

I understand the importance of examining negative thought patterns and beliefs and hope that no one is offended or put off by this I feel that I am struggling to overcome a part mental part real problem, and hope that it is clear that I don't want to come across as saying I think all real-estate people are crooks etc.

I love studying trends and analyzing data to find patterns, which can be useful in RE, too.Can't wait to connect with others!

I've not noticed any strong "buy in the hood" or "buy in middle income areas" or "buy in nice areas" patterns either way.

This is why I am correcting the pattern of thoughts here related to the same, as the ones presented are not correct.  

If we see a pattern of late payments, then we address the issue further with the tenant and also do a site inspection.