Lastly think about who is paying for the water and how to reduce usage if it's going to be you.

Personally I’d never buy property in Thailand for two main reasons:Firstly, even short term is super cheap so I rather rent for my own usage and I can’t make serious money as an owner.Secondly, Thailand treats foreigners as second class property owners and you can’t hold freehold.

FICO score: 690-700 (no negative marks but my DTI is kind of high at 30% usage) The deal is not great, but please be kind.

If you don't have a meter, I would do it based on people in each rental for shared costs based on usage and then sqft allocation for "hard" property taxes, insurance, interest. 

You're definitely spot on with the usage of the word adventure.

Consider options like Joint Tenants with Right of Survivorship (JTWROS), which allows automatic inheritance but no removal of a living owner, Tenants in Common (TIC) with share flexibility but potential non-family inheritors, or a Lady Bird Deed (life estate deed) for your parents' lifetime usage and automatic transfer to you upon their passing, offering both flexibility and long-term security.

There are many Florida carriers that provide coverage designed for vacation rental usage.

So since the tenant is responsible for their electricity payments they would have an inclination to minimize their usage to save themselves some money.My main driving force for installing solar on a rental is pretty much the same reason why I'd install it on my own home and it's because I think we all need to be more aware of our emergy use; such as where it comes from and how much we're using.Hopefully someone will drop by and give some better info.

- Encourage responsible usage of utilities.Community Impact: - An informed tenant is more likely to adopt energy-efficient practices

-Lastly, their credit usage is reported as 117% of credit.