I am not sure where or how to start a pointed reply to this because it appears your fundamental "belief" of the market is radically different than the reality of it, so I have a thought that info may be "lost" until that foundational comprehension is first corrected. 

It isn't as fast as buying a multifamily in middle America, but thats my choice, and everyone will have their own opinions and beliefs.

Welcome Patrickthere is alot to learn and implement here without breaking the bank.hard work though and belief

Jody,I really appreciate what you said about limiting beliefs. 

I share your belief in being conservative with all estimates—indeed it’s a great way to “leave a little room for the unexpected.”

My belief is that real estate will provide superior returns to other asset classes so I choose to allocate my funds there.

I am extremely familiar with Dave Ramsey and believe most of his teachings and beliefs are rock solid. 

I am writing you because I believe this action is both unwarranted and misguided, and potentially very damaging to the manufactured housing industry, its employees, and the consumers it serves.Specific to Illinois, over 14,000 Illinois residents derive all or part of their living from the manufactured housing industry.

I love doing what I do, and I would not trade places with anyone, nor trade my life experiences for anyone else’s.I am driven by the belief that life is short, and we need to ‘make a difference’ in the short time that we’re here, because after all is said and done, it’s really not about ‘us.’I am a Real Estate Investor.

However, you didn't pick up on the subtleties of what I was getting at earlier.You are correct in your belief that your wife will get the property if you pass away.