If I understand this correctly, this seems a tool to get LEVERAGE on folks who are unwilling to do a workout on the delinquent 2nd.

From my understanding of the REO policy is that they are unwilling to spend hundreds of dollars on an appraisal just to list the property knowing full well that most buyers will need to get an appraisal to complete the purchase.

This Florida HOA is asking me to provide personal financial information including SS#, date of birth, and DL# that I am unwilling to provide, and the HOA is asking for me to fly down there so they can meet me.

The earlier you start investing for the future, the better off you will be in the long-term; however, real estate can be risky, so you need to make sure that you don't put anything on the line that you're absolutely unwilling to lose or that you think you are going to need to get your feet on the ground after graduating.

Seller is unwilling to close due to the banks stance.

You need to understand there are tenants living in the property, and it is an inconvenience to them and everybody involved, if you are unwilling to show some intention toward buying and not just looking.Don't seek advice from people that know nothing about the subject you are inquiring about.

Present a sensible offer to the seller based on good math and if they are unwilling to make it work for you both, walk away.

Of course, to protect my interest in the property I would have to record a memorandum of option on the property.My questions: 1) Can lease options be a way to achieve similar results to a subject to in cases where sellers are motivated but are unwilling to risk giving up the deed?

Joe - begin where you are.If you are unprepared or unwilling to pay for data in a format that's more user-friendly, dissect each field, one at a time, to break down its meaning or relevance to what you're looking for.

If you're unwilling to provide these, it nearly certain the loan won't close.