@Kody SmithYou mentioned syndication.  

You are absolutely right about the lending.

Take the proceeds and invest in a highly trusted Syndication or fund and enjoy the passive income.

Of the conversations I have had with people discussing hard money lending, some seemed opinionated in that the high interest rates and terms were enough to scare them off.

So money can be made.The downside of syndications is that you have no control of the deal as a limited partner...  

Hey Michael,I work for Beltway Lending in Baltimore.

Quote from @Zongfu Li: An agent named Mathew Dial contacted me for loan opportunity and told me how flexible and how easy they can provide bridge loan lending and conventional lender.

She is located there and lends all over the area so will have real-time intel for you.

Initially, we wanted to  have the loan under my wife's name only but my the loan officer from the builder's lending arm told us that if I am in the buyer, the RE Agent and the mortgagor (in the loan), I could use my agent commission towards closing costs and down payment.

If the software is not simplifying your life or making you more accurate, you shouldn't use it.Software does have extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.