A reliable lender can fund a loan within days, this opens the door to countless more deals allowing you to get the best possible price. 

Co-living I like a bit more because you have less money needed for furnishing a property and CO laws allow it in the major cities unlike STRs.

We don't allow any "deal-making" in the forums, which includes advertising your services or properties, looking for partners, etc.

Pooling the funds together allows me to maximize every investor dollar and minimize idle cash.

The provider I am using allows for 60 days of continued coverage once construction is completed.

Her mother is willing to (co-sign) and has excellent credit and debt to income ratio that will more than allow but I’m not sure the best way to structure this for the house to still be in our name?  

Texas has some weird laws that don't allow all banks to have HELOC options.

If both the parent and child are married, this allows forgiving up to 4 times the annual gift tax exclusion per year.

Secondly, short-term rentals provide flexibility for owners, allowing them to potentially use the property themselves when not rented out.

Maybe that allows you to afford more rentals in the future too.