If you're not concerned with this and believe that property values will hold or rebound then your pursuit of a property should not be any different in this market than it was before the recession.

I hope the best for you in 2020 in your investment pursuits.

Good luck you in your pursuits 

Right now my primary business is not doing so hot and I am considering closing the doors in order to seek out a regular job - that way I can bank more money for my long term pursuits.

If you can get away without earnest money bumps that's better too, but if the seller is advised properly they're likely to want to add increases in earnest money over time as you get in to your feasibility and have risked some of your pursuit costs.  

Best of luck in your pursuits!

Get in touch with me when you arrive back in town- would love to see how I can help you in your pursuit!

I wish you luck as you begin your pursuit!

I'm a rookie investor too but my day job as an agent definitely is helping further my pursuits. 

Typically it shows up to the lender when you make the change on your insurance policy and the insurance company sends them a notice.As far as your insurance policy, I would recommend that you get pricing on 1 million in liability coverage on your primary policy, typically it is not that much more than the 300K costs, I would definatley follow that up with a min. of 1 million on an umbrella, because the umbrella gives you secondary coverage on all your properties, your vehicles, your rec. vehicles, some business pursuits, and possibley even liable and slander if you have those endorsements on your primary policy.