Contrary to most business lending, the REI industry has a lot of "non-bank" lenders that provide attractive loans that can lower your cost of capital and improve your profit/cash flow. 

The HOA (through the management manager) said OK, please provide a letter stating the door is the only way to make the unit ADA compliant, and I think it will be okay.A week later the developer presents a letter from an architect stating the door is the only way to make the unit compliant. 

The more discount you provide, the better chance you find a buyer.  

So that the tenant rent is providing a larger amount of return of capital. 

B2B Bank had just introduced liquidity requirements which seemed to indicate they really did not want to be providing that service.TD was the last of the Big Five to offer the ability to write and hold arm's length mortgages.  

I work with investors providing them off-market properties and am always looking for new insights from investors to provide the best inventory possible. 

Maybe they bring the experience and provide the funds.I don't like any of your options based on I think you are too new to investing in real estate to take on any of those.

All that to say, I'm not sure when they will want to cash in and sell the lot due to the appreciation the subdivision has provided.

House hacking will provide you with an onramp, though, and make it much easier to get started. 

I do intend to stay close to home - but home provides only annual opportunities and I’m looking for year round possibilities with tax deed properties.