Do better rehabs.  100% agreed mate,Safety comes in the volume.Something that I've "preached" for many years.It's not worth the time, money or even risk buying 1 or 2 or even 3 properties unless an investor has a growth type mindset and a will to scale to 10+.It's very simple, you own 1 and it goes vacant.That's a 100% impact on your income.You own 10 and 1-2 to go vacant.That's only a 10-20% impact on your income.It's also a very high likelihood that problems will always exist with 1 or 2 properties at any given moment...Plus, such markets (Ohio and Michigan) don't appreciate as much as many others like a Texas and Florida for example.Michigan and Ohio are slow movers and only recently (10+ years later) caught up to some of the other "higher flying" markets from a yearly growth percentage.Much success

Be Patient and Flexible: Market conditions and unexpected challenges can impact your plans.

Interest rates have no significant impact on our investments.  

DSCR will impact your debt to income ratio and it could impact it negatively.Once you get your W2 situation straight, buy a small multi family and live in it for a year.  

While it’s impossible to know when / how many homes in a certain city will be impacted by fire, flood, etc I try to stay top of mind with ALE Solutions so that I’m one of their first to call or email in the markets I operate in

In terms of property value, I dont think it would have much of an impact as SRA really isnt classified as a crime specifically because of secular laws and such and the crime would be sa, murder, extortion etc..  

Hold on to the cards forever (closing accounts or opening new cards can impact your score).

Since non-permitted work could impact insurance or liability, I’d consult local authorities, hire professionals, and confirm zoning compliance to ensure a smooth process.Good luck!

The longer you hold at the higher HML rate will really impact your bottom line.

Let’s make this the start of something impactful and build a community that supports each other’s success!