are you interested in taking on a partner @Patrick Ng?

@Kendric Ng My hometown is small (under 125k people) and there is literally ONE wholesaler who is actively doing deals in the area, so my options were limited on what I had available to buy being across the country. 

What I need is like, average rent at any given lat/long point (within X ft around that point) or neighborhood, and avg sale prices too. 

So someone might have a jumbo triplex product at 15% down for owner occupants, and another at 10%, but if it requires the credit report show 3 tradelines open for at least 24 months with activity showing on at least 2 out of the 3 in the lats six months, 24 months of PITI reserves, no >30 day job gaps in the last 2 years no matter the reason, and a bunch of other stuff unheard of in Fannie/Freddie world, then there's no point in getting you excited about it until the lender has all that paperwork in-hand...

@ albert @Albert Ng - $2K negative is sooooo easy these days...

@Rich Ng, thank you - part of the security deposit is under the tenant that is leaving, I will chat to the others and let them know if they are ok with him moving out they will need to put the new sec deposit.Thank you !!

Thank you @Rick Ng.

@Keng Ng You'll need to contact a commercial broker in Houston to help you evaluate the cap rates and the condition and performance of the property. 

I'm a buy and hold investor and currently have 3 rental properties... all are doing well and cash flowing nicely. In the past, I've used conventional loans to purchase and would get pre-approved for these loans. Now, ...

Electric heat is much more expensive than oil or NG.