I was thinking - go ahead and sue, when discovery comes into play and they have to testify under oath (for example were they raising money properly and how were they managing money) - many will not want to answer that question while on the stand. 

So does anyone have any guidance and ideas or know any banks that do rehab loans were all the money including labor is upfront and then we pay a monthly?

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

For me I think it depends on how much money you have invested into the home and for how long?  

Here’s some guidance to help with your next steps:Hard Money Loan: Hard money lenders can often cover both the purchase price and some rehab costs (up to 70-75% of the after-repair value or ARV).

But even to this day the money is always the winner not me.. thats how you raise significant capital ..

I wouldn't recommend an ADU and take that money and invest it where you can pull capital out faster. you can do much better.

Yes, they can dispute the charge and then the CC company will have to open a dispute that you will have to answer to attempt to get your money. 

Neither of those pencil out.I think you'd be wise to save the money and find your own leads.

I spent a lot of time and money to learn how to structure seller financing deals.