| The Motley FoolThis is study from NAREIT all equity index not the more limited VNQ vanguard which tracks the MSCI 25/50 index which only hold 160 positions at a time, not the 270 US and nearly 400 globalThis chart is from EPRA and a European academic study with data from 1977-2010Not saying REITs are better than Matan buying single family rentals or multi-family etc, just given that he has 2 more years of Fellowship (often work 100-132 hrs a week), trying to provide him with another option that he can wet his Beak so to speak in Real Estate, in different sectors as well, start learning about the industry, then when he graduates, he will have to only work 80-90 hrs a week and will have the time to devote to more active ReaL Estate.

And dog hair stuck to trim that hasn’t been cleaned in who knows how long.

But the charts at the bottom of the analysis dont reflect this. 

JBREC has a great chart on this:Higher for longer interest rates could be a GOOD thing for the real estate investors.

I see the chart but it doesn't have Reno on it and you don't mention any numbers for Reno to compare with that chart.

They said everything looks nice except the toilets are dirty and there is hair in the bathrooms.  

Using it for the down payment or buying the property outright is out of their terms (you could probably split hairs and say that their terms of service says no mortgage payments... but buying the entire property outright could be a gray area.....)But...  

If the 10 year T drops more do to recession fears rates will drop lower.Here is the chart, 10 year treasury vs 30 year fixed, they are usually 180 to 200 BPS apart and when near or during recession that number can go way up. 

But for cheaper area in Indiana somewhere or somewhere with less appreciation then IO product could be useful.When people understand how these loan works (and visualizing it) following the appreciation chart (for example using ZHI) this is the real easiest wealth generator. 

You could also lease it out for 2-3 years and as long as you have lived there for 2 years then your taxes will be zero when you sell unless we have a house appreciation pop that is off the charts that surpasses the max benefits (unlikely to happen).