I’d also reach out to the Hancock County Planning Department to get a feel for how flexible they might be on replating and rezoning—better to get ahead early.For renovations, if you don’t have boots on the ground yet, ask for referrals through local investor-friendly agents.

Being flexible in a way that still protects your investment can help build a better relationship.However, if they’re not responsive or don’t show good faith, you might need to take a more formal step, like issuing a notice to pay or quit.

If you're cash, you have more flexibility.

Find one that does not have a high-priced long-term monthly contract, flexible pricing, and excellent customer service.

However, the approval process can be pretty tough, especially if you're working on a larger project or have a shorter timeline.Private Lenders: These options are typically much faster and more flexible, which is key when scaling development projects.

**Limited Flexibility in Marketing:** The program often promotes fix-and-flip strategies, which may not align with everyone’s investment goals.

These properties can often be acquired through creative financing methods like:Seller Financing: Negotiate flexible terms with motivated sellers who want to avoid traditional bank processes.Lease Options/Subject-To Financing: Take over a seller’s mortgage without assuming full responsibility, especially for properties needing renovation.Creative Terms: Adjust terms to fit market conditions, like offering lower down payments or longer payoff periods.Staying connected with investors and tailoring deals to current conditions can help you secure opportunities even in challenging markets.

If you are flexible, definitely some last minute deals but if there is a place you desperately want to go (e.g.

Emphasize privacy, entertaining opportunities, and flexibility for hosting large family gatherings.

I don’t have direct contacts in Burlington, but you might want to try local community banks or credit unions—they often tend to be more flexible with investors and might be more willing to work with you on a LOC.