As others hinted 20K does not leave you a lot of room and would narrow down what strategy you can use.

I was speaking with a man who has a long history in lending and working for a bank, and he was poking some holes in an investment strategy I was formulating.

My Edreco, I want to stay optimistic, but after 20 years in the business, I see a few concerns with your strategy—especially buying condos.

I'm eager to share insights on how architectural strategies can benefit your investments and to learn from your experiences in the field.

that may work for others, but i don't have enough capital to do that, and the returns are in the tougher strategies (like STR - i didn't look at your other posts, but if you are successful in STR, that's great.) 

Hi @Charlie Green, I am extremely interested in hearing more about this strategy.

That person will be able to tell you what you can do and following that plan will give you peace of mind about your further investing strategy.

On Meetups, I wasn't getting enough people consistently to do it.

I'm a 2x house hacker here in LA (a case study in the BP book The House Hacking Strategy) and an out of state investor.

This is dependent on your personal situation and strategy.