Also see if you can live without some of the add on coverage (water backup, equipment breakdown, etc)Key is to shop it with multiple Independent agents and other captive single company agents.

Your options are basically1) Find a broker that has access to many carriers and get you quotes2) Get a quote from the big carriers that have captive agents that only work for them (Farmers for example)3) Explore carriers that work direct-to-consumerYou can search on Google for "landlord insurance" or similar terms.

That is what you get when working with an Independent broker over a captive agent.

I stay away from captive insurance brokers since they cannot write different policies.

In this blog post, we'll explore three compelling reasons why your Airbnb design matters:- Captivate Users and Increase Clicks on Your ListingFirst impressions are crucial.

A captive agent (they only sell one major company) can have high rates because they don’t have to compete.

But that's not all—I'm equally eager to forge connections with fellow investors, real estate agents, and anyone captivated by the North Carolina market.If you're keen on sharing your insights or considering potential collaborations, this is an excellent opportunity to join forces and nurture invaluable connections.

My name is Pierre, and I am excited to join the BiggerPockets community as a passionate real estate investor seeking connections and knowledge sharing.Originally from Cameroon and now residing in New Jersey, I have been captivated by the world of real estate investing and its potential for wealth creation and financial freedom.

Captive agents like State Farm and Allstate aren't able to do that.

Instead of leaning on clichéd approaches, focus on being genuine: be adept at reading the room, arm yourself with a few intriguing conversation starters, share captivating stories, and maintain that balance between your professional image and personal anecdotes.