The 90 day FHA "anti-flip" rule has nothing to do with whether  the property being flipped was a HUD home or not .  

When doing a sandwich lease option you can sell to a financed buyer without having to worry with any anti-flip time periods that you would if you owner financed the home and tried to transfer the deed within 90 days of purchase. 

First is that you could say your attorney advised you not to make ANY loans to owner occupants due to recent anti-lender and consumer protection laws including Dodd-Frank - no matter who the borrower would be.

The previous owners had everyone sign a "Anti-drug lease addendum".  

Tub was cracked due to not being supported. 2) No access panel required by code for the pump, the pump was in the rear of the tub buried under the tub deck. 3) No thermostatic anti-scaled mixing valve required by code for the roman tub filler 4) No dedicated circuit for the pump required by the manufacturer, the electrical for the tub was piggy backed on the vanity lights 5) no GFCI protection on the tub as required by code  6) no grounding of the tub motor as required by code 7) ABS drain glued to PVC drain pipe with ABS glue 8) the tub valve connections  uried with no access were IPS threaded stainless steel flexible water lines instead of hard sweated copper connections, (lost count on all the shark bites they used, they must buy them in bulk) 9) all the tile was tiled directly on the plywood of the tub deck, no underlayment to prevent the tile from being popped and the grout cracking from moisture getting to the plywood...the list goes on and on.. oh and the tub filler valve was located on the back side of the tub, not a code violation but certainly not user friendly for somebody to have to climb basically into the tub or over it to turn the water on, but that's minor in the scope of all the code violations and poor workmanship, that's just poor design. 

Tenants know that they can skip paying the rent for months with little risk of being evicted; the incentive to pay the rent in California (and places with similar anti-landlord legislation) is very weak.

@Stan Hrincevich I've seen your anti-HOA posts previously and frequently it seems your argument is more with the PM than the HOA itself.

How anti- climatic !

If the press gets hold of a story that spins you as anti veterans, you will have a hard time doing business there.

Buyer isn't FHA in this case so anti-flipping shouldn't be a problem on that end.