I guess, I find it interesting, that the idea seems to be rooted in how bad of a debt manager the person who file BK might be and then the idea to wait out another 5 to 7 years is actually the greater chance of that debt management practice to be right where they were prior to filing a BK.

From what I understand from your information is that everybody was pretty much up to speed on the dispute process but there have been some efficiencies put in place to better process these disputes and root out any fraud.

One of the repair items in my letter is to "uneven sidewalk" that is due to the neighbor's tree roots lifting the neighbor's sidewalk section adjacent to the "uneven" area.

If I run across a great deal I will take it but I don't spend days rooting around bargain outlets

So in the last 12 months these are some of those kinds of unusual expenses:- replace oil tank $1800- replace Bilco door wrecked by tenant $950- replace sewer pipe clogged with roots $2000- repair neighbors gutters that were destroyed by one of our trees $250Anyone else have unusual/extenuating expense stories?

Soap needs to be refilled, toilet paper replaced, the refrigerator cleaned out, etc.

Nothing a landlord can or should do to remedy those type of problem sources, but I give the benefit of the doubt and pay for the first time and document the root cause to assess any future requests ...

But do talk to the tenant about the plumber's report to see if the tenant can shed some light on the matter and help you determine the root cause.When I was a child, my friends and I made a little "play house" area in the attic and equipped it with a rug, chairs, and other household items.

I still tried, however, to fix the issue for the tenant by offering to call PGW and have them fix the issue or take a look at the issue to see if they could find a root cause.

BORAX - (look in the laundry soap aisle)sprinkle it where the ants are walking, they'll carry it back to the nest/colony. it works as a 'drying agent' so they ALL just wither up and die...