@Michael HartmanI am a director for our REIA here in my area and this is what I think you should do to get the most out of your first meeting:1.

See if any of the board of directors or the bank president is a real estate investor themselves that opened the bank.

All,I listened do podcast number two where the female guest described her first sub2 deal.  

John, I am not too familiar with the official definition of war zones, I have always assumed an area is a war zone if:(1) As I drive through it, all the passengers in the car have a sudden desire to lock their doors...(2) You wish you have a weapon with you, if not, one of those "club wheel locks" you had back in the 80s might help a little...the female passengers finger through their purse to check for their mace or pepper spray.(3) You pray your car doesn't break down, you would never stop to fill your gas tank even if your dash says your gas tank is empty.(4) You check how many bars your cell phone has, you pre-dialed "911" just stop short of pressing "CALL".If some of the above are true I call it a war zone.

If you don't get a response, either Carle 1) isn't interested or 2) is once again offended that someone thought he was female...in either case, you get no response.

Our nephew is Program Director for Vacant and Renovation Housing for the City of Cleveland, and they tell him they can work miracles for this type of project. 

I believe the creator of the thread was a female, and it had numerous formulas and such.

Contact her direct, or a Realtor.

I was also the director of Art on the Ave Festival for 3 years and from 2003-2008 was Associate Editor of the Weekly Volcano Newspaper.

Reach out to the director and they will be able to offer guidance.