Build up your cash reserves and qualify for funding with a soft money lending company ( or hard money if a quick deal)  that wants some "skin" in the game (some of your $20K) - and then, after a few deals, start fix and flips at that time? 

Follow the signs of water...usually a white residue/deposit, black stained or soft wood, or actual moisture.If you are in a multi-story building, with yet another bathroom or apartment above your neighbors, the leak could be coming from ANY upper floor.

Is everyone just banking on appreciation like we saw over the past 3 years or a "soft landing" (where magically, inflation goes down and unemployment stays low). 

Just make sure whoever you pic knows what they are doing and not just the cheapest quote.In a deal of this size there is usually some soft cost built into the deal to cover consultant cost like this. 

Reduce day to day responsibilities I have made one passive syndication investment and have made soft reserves are two others.I a,m excited to make this transition and happy to help you.Arn

Account ClosedThe one difference between the syndicated mortgage at which I looked and what I do out of my registered account is the syndicator was pooling funds for Developers early soft costs - zoning, architectural costs, marketing & sales, perhaps site prep - meaning there was nothing in existence yet to secure your funds (other than perhaps a second on the land).  

However, if you do require those reports, my best recommendation would be to have them order the reports through Cozy, and then reimburse them the $19.99.Cozy is currently set up so renters purchase their screening reports themselves, and then share their reports with their potential landlord to allow self-initiated soft credit checks that don't harm applicants' credit.

these are very tough loans to get unless you have a pretty hefty balance sheet and or a lot of experience. but if your exit is 130k a lot and you have 100k a lot of equity before soft costs. you should have no problem with what would amount to a 20 to 25% LTV first loan .I have done these for folks as a lender/JV partner ..

There have been dips down on rents and recently there are indicators that rents are getting soft. 

Can be soft or hard wood.If hardwood and close to a road.