Check with your local P&Z office and ask about their "Enterprise Zone". 

Wes Condrey Va Farm Bureau. 

Thank you @Lisa Stewart, I do use Cozy.co for my background & credit reports & that's a good point about building a rental history, they also report to credit bureau for rent as a real estate trade line. 

The Bureau of Labor Statistics NAICS code 53 Real Estate and Rental and Leasing is defined as a service. 

I also called the Florida Better Business Bureau to find out more, and I talked with an agent at the BBB.

Related enterprises but the name works either way.

The bureau's don't use logic, it's just a bunch of score cards.Hope this helps,Frank

All three of us are the same age and worked at same company (enterprise).

Prequalification from any other source must include, but is not limited to: review of a credit bureau report for credit worthiness, review of bank statements for verification of sufficient funds required for down payment and closing costs, review of most recent pay check stubs for year-to date income verification, and maximum loan qualification based on monthly income to debt ratios.

If you want to write lowball offer after lowball offer, then you should pay the agent to do so, because they really aren't your real estate agent anymore, they are an acquisition employee in your enterprise.