Less of a headache and financial strain of having the carrying cost.

So I'm starting to think that you might be getting quite busy here in the near future with the tightening of the mortgage market.

Can you tighten it own a bit and keep the seep down?

Like the rest of the country it is tightening up but there are still foreclosure sales available.

If you are current and it cash flows without too much of a strain on the budget, why ruin your credit?

@Jeff Valentino  My rentals now are so-so to be honest, had a major heroine turned eviction problem recently that is thankfully now over but that really put a strain on me managing all of them the best that I could, not to mention it was affecting 2 other tenants negatively as well.

At least in CA, they seem to be tightening the rules up even more with the latest round of laws that just kicked in.As far as what disclosure to put on the card, I can't answer that since I know nothing of what MO might have in place.

And eventually, they tightened credit to the point that the buyer pool was cut to the bone.

The job may seem easy in principle however it is going to put a strain on the house if you try to do anything with the porch/deck and it could cause significant damage to your house. 

The second is with Covid, a lot of banks have significantly tightened up their lending.