After that, it's just paperwork, and I don't know that I'd bother with an attorney for this, but it's going to come down to the golden rule: "He who has the gold, makes the rules."

Lots of places that do 0.5% but nothing close to the golden 1%. 

I consider  our  family of 7 ( wife 3 young children and 2 golden retrievers) well qualified renters because my wife is a high income earner and we have high credit scores.

You have to ask yourself if those were really the numbers, why would somebody be insane enough to kill that golden goose?!

You don't need a golden hammer to drive nails. 

Ned's 3 keys are golden - follow them.While Ned had nice words to say about me, I'll clarify to say that I know about tax certificate sales in northern Arizona counties and Pinal county.

Golden rule think for yourself and don’t listen to the financial profiteers such as brokers, agents, and now 1031 custodians.

Or grow into the ten "golden ticket" mortgages, and beyond into portfolio territory?

REI is one thread in the tapestry that is America.Yes Arizona is quickly emerging on the hardware side of Moore's law.Texas a little more on the software side.Raleigh Durham, Murfreesboro and multitude of other emerging markets.I'm very confident that outmigration from CA will continue for certain segments of the population.There will be more income stratification here in the Golden State.

You MUST have at least a FICO of 740 and previous experience for a commercial bank to assume the risk on you.My two cents, you can also bring in a credit partner with golden balls FICO, so that you can cash to a new loan.