I am based out of Jackson, MS but am in the ATL area 3-4 months out of the year as well as family and friends there.  

hello everyone, glad to be here. im from the deal capital of the world jackson,Ms [REMOVED] is my site

The same is true at a national level.Higher priced markets (low cap rate) are perceived to be more desirable, higher return, less risk than lower priced markets *high cap rates).Example, Meridian, MS has an property appreciation rate for this century below the inflation rate and a rent appreciation rate for the last 10 year below the appreciation rate (and rent has declined for the last 6 months). 

@Tanesha MillsHello Ms.

It can be pretty brutal from what I've seen from my clients in NC, SC, VT and MS, because it's ussually 6-8% of gross revenue, not net.

Hi Ms.

Anyone know of any REI Groups or Associations along the MS/AL Gulf Coast?  

A Google or Youtube search will yield several examples of creating and Amortization Schedule with MS Excel. 

Excellent Ms.

@Tom Keith  in a way I was.I was granted a 1 million dollar LOC in Jackson MS by community bank.. at the time I was HML in Jackson and this was a facility that I used for said loans.. they booked it CRA as the loans I was making ( C class) were in the areas were many of the locals can't get loans so they were searching for safe ways to deploy in those neighborhoods its a tough one for banks I can tell you that.Like all but one of my banks.. the loan was called in 08 1/2  and I retired it... have not checked since.