Now as investors we do have to play by the state, federal, mls, and other guidliness stipulated by the payoff demand approval letter.

In most cases, unless the contract stipulates you can NOT assign it, then the contract is technically assignable (at least in most states.On the multiple transfers inside 12 months when the end buyer is FHA - You can still do it, but FHA will require that 2 appraisals be done and the buyer can not pay for the second one.

Also my contract said no smoking in the house but didn’t stipulate the garage.

Also I couldn't find any insights on my ability to be able to refinance or even get out of the guarantee stipulations in the future.

You may also want to stipulate what colors the tenants are allowed to use or have them approved by you before they purchase the paint.

The Animal Addendum these tenants signed was specific to the animals I approved, and there is a stipulation that "No other animals may be added or substituted". 

It depends what you signed, but otherwise,  because that realtor's marketing did NOT locate those buyers, it was in fact your marketing, there would be no "procuring cause" which is sort of the magic word for if a previous realtor's efforts are responsible for finding your buyer.However your contract may have some sort of stipulation that if you find a buyer within X time, she is entitled.

There are stipulations with that, but it’s a way to get you making a little money on your money while you save and study.

The lease stipulates no visitor can stay more than 48 hours without being added to the lease.

.)-- We have $80-100K in equity on our own home, but the stipulation on our last refi-mortgage (5 years ago?)