@Cassandra Bradley your title says Rochester but you say Buffalo in the body of your content.

We are honestly old in our thinking with some governing bodies. 3.

Each state has its own regulatory body, and businesses may need to file a notice or registration statement and pay filing fees to offer securities in those states.

I don't go to a mechanic to find out how to paint a car, sure they might have a general idea of the process but they don't know the ins and outs of running a body shop.

But it almost feels like they've just been grandfathered in to be immune to anti-trust suits. 

Hi, insurance companies have a different opinion on a roof than any body else, they see a little risk and they will tell you right away to fix or you will be drop.

Especially the physical damage done to my body, and the multiple pains that will never stop. 

This gives a record of their conduct and in the event of trouble, past police reports will be very useful.So, in the worst case, when they find your dead, lifeless body, the Police will at least have "a person of interest."

@Brian Burke  just like all real estate in a bad down cycle nothing is immuned even though we see people all the time on BP say in a bad market rentals will get stronger.. but they just dont know what they dont know.seem many a syndicated deal go turtle up.. generally in bad economic times.. or just plain mis management or even fraud by sponser.and I predict since do it your self syndication is being taught like flipping houses.. the next 5 years are going to find many a deal with those who just bit off a little more than they can chew..

Let's see:6 AM: Wake up for my pre-dawn personal body massage7 AM: A quick swim in my Scrooge McDuck Money Room8 AM: Breakfast with Warren, Bill or Elon depending on my mood9-12 PM: Counting and arranging my fat stacks of cash12:30 PM: Lunch with whichever rich Sheik is in town2-5 PM: Inspecting the underground gold vaults6 PM: Board the Supersonic for dinner in Bali10 PM: Have 4 gymnasts carry me back to the crib11 PM: Lights out!