Can I be “guaranteed” that a title search will reveal all potential liens on a given property?

@Bobby WallaceDid Ron or Marco reveal their preferred lending partners?

The day before closing you’re told that some detail of the property previously undisclosed was revealed in the appraisal, and although the lender rather not make the loan, they feel bad for you, so they’re willing to make the loan at 14% interest and 6 points, at 60% LTV.Most times these unethical characters try to cover themselves legally by having ‘subject to’ language in their loan approval letter, as in subject to a satisfactory appraisal, subject to no change in market rate of interest, etc.  

All will be revealed ;-)

As an example, on one of my condo listings the buyer's home inspection revealed mold hidden in the walls beneath and behind the HVAC air handler.

Kinda crazy how such a simple thing could reveal even a fairly sophisticated fraud. 

It is often at this point that whomever was technically first to apply may be revealed to not have the money ready to proceed right then, when the other party does.Beyond that, I'd normally be inclined to go with the couple that has dual income and a more established credit history; however allowing bills of $500 & $160 to go to collections needs to be questioned - and if accepted as tenants, I would require a larger deposit for that reason.

If issues or problems with the proeprty are revealed that were not obvious or previously disclosed during your inspection, you can back out and get a full refund of your EMD as long as you do it WITHIN the due diligence period.

Improve your list by spending money to find people with multiple problems, target them in your message, send postcards or letters in sequence with a consistent theme but different message addressing some painful aspect the owner us experiencing or fearful of.Despite having a degree in marketing from a famous biz school and teaching at the grad level, I was humbled many years ago while participating in a three day Jay Abraham mastermind that revealed how marketing really works.

Odds are, you didn't actually read every word of either appraisal, so who knows what little nugget the appraiser's research revealed from two appraisals ago that's buried on page 18.Let's say X years from now you go to sell it or refinance and there is some question about a zoning or use code thing.