Some others even replaced my old wooden fence with vinyl fence. 

It's hard to point our what is exactly racking up all these bills, but the turnover cost is huge. 

You can see in these photos near the wooden post running from the floor to the ceiling as a make shift support.

I've been racking myself on this for a few years, just never had the courage to step out and make it happen.

During the home inspection, the inspector found the garage was concerverted to a living area with two bedrooms.The outside of the house has missing wooden siding in area and some areas have been replaced due to new windows.

but already there's a curve ball thrown at me...The occupancy inspector office will require that we add a full staircase, either wooden or metal, from the 3rd floor of a brick 3-unit in south STL.  

but already there's a curve ball thrown at me...The occupancy inspector office will require that we add a full staircase, either wooden or metal, from the 3rd floor of a brick 3-unit where I'm buying in St Louis.

People were using these methods to pay their mortgage with a credit card and rack up credit card rewards.

When we first bought the house it was very outdated with wooden paneling.

I'm just thankful I didn't rack up a bunch of student loan debt to get there.