Make a list of all the things that hinder you and set those weights down beside and take off.

Similar to the "Categories" that everyone lost their mind about 1-2 years ago.

So for example, a 761 credit score will be in the 760-779 credit category, then going down to 740-759 and so on.2.

When you create any type of transaction (income or expense) you can choose what category it is, and what property it is for.

So for example, a 761 credit score will be in the 760-779 credit category, then going down to 740-759 and so on.2.

So for example, a 761 credit score will be in the 760-779 credit category, then going down to 740-759 and so on.2.

I like that you have a misc category AND a 20% contingency. 

That's the category of lender you want to avoid falling into.This is a roundabout way of saying if you can show real value to your borrowers by understanding their business you will attract the best quality borrowers with the best collateral and can charge a premium for your services because they are the borrowers who understand what's most important in a lending relationship and its not solely the rate or origination fees.

I love the ability to categorize all my spending and split transactions into different categories. 

So for example, a 761 credit score will be in the 760-779 credit category, then going down to 740-759 and so on.2.