However, in my state utility shutoffs are not allowed in winter and that gets people confused sometimes. 4.

Thanks The income approach is generally utilized for 5+ units.  

Think there is some substantial validity in this, but do you think it could potentially be utilized in a different fashion?

Quote from @Chris Mason: They have simulators for heavy equipment operators: bulldozer, backhoe, etc.

Use STR-specific insurance to protect both parties and automate operations with platforms like Airbnb, TurnoverBnB, and PriceLabs.Taxable income from the STR must be reported, but you can deduct related expenses like cleaning, utilities, and furnishings.

I also realized that I don't have to pay any utilities at all with single family homes.

The house had the utilities turned off for the 6 years, and was filled with the original 1 owner's furniture, clothes, appliances, car and ecn food in the frig (without elctric on for 6 years). 

I feel better now, but perhaps I should start looking for a lawyer who can help on the matter of the tenant taking in her mother without my permission and they having walled in the deck with heavy curtains, which impedes air circulation, etc.  

I too live in Marin, and feel it is a solid long term market for apprecaition, and utilizing the power of principle reduction.When it comes to refinancing, figure out what the loan costs will be, then divide that buy the monthly savings with the new loan in order to determine how long you have to maintain that loan to break even. 

Some folks want a seat at the table and real control, while others prefer to be passive.. letting the sponsor do the heavy lifting.From what I read in The Economist, some markets (like Phoenix) are experiencing fresh pockets of growth in multifamily, so it’s definitely worth exploring if you’re eyeing future expansion.