I am a bankruptcy attorney and get calls from clients 1, 2 and sometimes 3 years after they "surrendered" their home in bankruptcy and the bank still has not foreclosed.  

Adding to that, did the tenant surrender the keys to you? 

Refund: Tenant must give Landlord at least thirty (30) days written notice of surrender before Landlord is obligated to account for or refund the security deposit.

I surrender!

Her response was to accuse me of going through her mail and then proceeded to tell me that I cannot enter the house without first obtaining permission.State law says I can enter the house after it has been abandoned or surrendered which it obviously has.

You also need to make sure that the policy includes the Early Cash Value rider to eliminate the surrender charges.

It is the Convenants, Conditions and Restrictions (CCR's or Condo Bylaws) that govern what happens to any unpaid HOA liens or unpaid dues that have accumulated prior to a foreclosure or if the property is surrendered back to the Lender by any other means. 

Should you be the winning bidder of a probate property and if you cannot close you'll surrender your 10%.Also after you successfully close on a property don't wholesale. 

Hyperinflation usually occur in a country that had some type of revolution, for example, Russia after Communist revolution is 1917, Germany after end of World War I surrender, France after the French Revolution, Austria during World War I, Philippines after Japan invaded it during World War II, etc. 

Starting to see a lot with only a five year draw which is annoying, and also what the annual fee is and surrender fee if you payoff in three.