Many companies offering guarantees (that I was aware of) are now gone and out of business because the guarantee only signified they were a shoddy company.  

That's discriminatory, based on familial status and marital status. 

I forgot to mention previously that the probate office also asked my name , address , marital status and spouses name.

Your business will still be marital property.You might consider an LLC, but it's not necessary if you operate the rental properly and have more than sufficient insurance.

Virginia has added "elderly" to the fair housing classes so you cannot discriminate on age, but that hasn't affected me as it's not as confusing as Annapolis' source of income and marital status categories or their inspection requirements. 

Get them to make an emotional investment by identifying with stories in your letters.I would rather create my list and drill down to a small handful of people who have a "perfect storm" of problems: foreclosure, marital problems, adult children problems, big health issues, financial pressure, code enforcement citations; as many as you can find at one time.

This is where the FEAR should be placed.You are just starting out your marital journey, so you should expect that things will not always be rosy and hard times and decisions will come.

Welcome to BP community @Bruce Mar  It is a great place to meet new friends and learn about various aspects of real estate and more.

Welcome to BP community @Tamar Mar  It is a great place to meet new friends and learn about various aspects of real estate and more.Wishing you the best! 

We will also have to provide the information below on this individual:-SSN-DOB-Occupation-Employer-Years in occupation-Marital status-Has applicant (including LLC owners) had a foreclosure, repossession or bankruptcy during the past five years?