If you are purely looking to invest in newer SFR homes I would suggest looking inland in Hillsborough County in the suburbs such as Riverview and Gibsonton.

To get the underwriting based on solely a new appraisal, you'll need a ton of evidence - enough to convince an underwriter or risk officer who gets to make the call purely on internal company policy and not tied to conventional or govt published guidelines.All this being said, if you're already at a 1.0x with the current appraisal for the loan amount you want, going to 1.1x or 1.25x would only be marginally beneficial unless your lender wants 1.25x for some reason. 1.0x is generally enough to fund for most investors at or below 70-75% LTV.

Pure nonsense.

Hi Amod, my wife and I operate out of Burlington County, NJ so we are familiar with operating in a purely suburban market.

The kitchen is not about pure function any longer, it is a piece of art all on it's own.

Was keeping it tunnel vision and believing the only way was purely from going to seminars and meet ups but didn’t think about building them from working on the house and hiring. 

This is purely an appreciation question.  .  

I was here during the 2011 tornado outbreak, which was pure chaos (google "2011 tornado outbreak" if you're curious). 

On a lease but I don't try to treat our relationship as pure business.

A short remedy for a potentially much bigger issue.This is all aside from a very outdated kitchen and flooring which I agree is purely aesthetic, but considerable costs.