These are my personal takeaways:Real estate has been more passive for me.

I beleive offering buyer agency fees will ultimately be where sellers should allocate most of their marketing money, not in listing fees. 

Rhino makes money from the premiums paid.

Hey @Mordechai Chaimovitz - It sounds like you are talking about Chicago's NW side because there are definitely tons of areas in Chicago where a 2 flat can cashflow well.I know for me buying on the nw side was critical to my personal well-being and life happiness. 

I am not a realtor, so I cannot give advice as though I am one, but there are some guidelines that I have used personally over the years, with great success.

Even with 100% occupancy, I don't see how anyone could make money.

But I dont know him personally at all or his background .

But, they are very popular gurus and are making a lot of money teaching their "classes" and groups.

@Richa Wardhan every investor has to find their own answer to your basic question - focus on portfolio growth or paying off what you have.Portfolio Growth leverages your money using loans and tenants paying off these loans.

This is a debt society and debt is money.